31.6% of Americans between the ages of 22-44 have untreated dental cavities. Often this is people have irrational fears of the dentist, but more often than not, cavities go untreated because people simply cannot afford treatment.
If you are on a budget or have no insurance coverage, paying for your dental work can be stressful.
If you are one of these people then, you are probably wondering what are your options for getting the best dental care possible. The good news is that there are options available to you.
Here is a rundown of how to pay for dental work.
1. Timing Is Everything
If you need to have a specific procedure done, ask your dentist if you can do the treatment in two parts.
Preferably one in December and the other in January. This is because your insurance will cover you for the year up to December. When the new year starts, your dental health insurance will be renewed for January which means you have a chance to use your insurance again to pay the second installment.
Of course, for this to work, you will need to have a closer look at your coverage to find out when your coverage is renewed each year.
2. Get A Loan
Visit several lending institutions to see if you can get a loan. If you have a good credit score, this is usually a good option.
It’s almost always a better option than using a credit card. Since you are more likely to get a better interest rate.
However, if you can’t get a loan or prefer the credit card option, then you can look into getting one for the first time or taking out a new one to pay for the procedure. You can also speak to your dentist about any financing options that they have available through their partnerships.
3. Look into Alternative Treatments
For some dental procedures, there are often alternative dental procedures available that are cheaper. Before you run ahead and have a procedure done, ask your dentists about these options.
If one is presented to you, then you should talk to your insurance company about it to find out if there is coverage available.
4. Don’t Overlook the Obvious
When trying to pay for a dental plan, you may be so busy worrying about payment you to overlook the obvious — asking your dentist if there is a payment plan available for your procedure.
Many dental offices have this and if one is not available, then ask your dentist if an arrangement can be made for you. This may be possible especially if you are a long time patient. Sometimes there may even be specials available at your dentist.
Final Thoughts on How to Pay for Dental Work
If you have been wondering how to pay for dental work, then you now have four great options to look into. When it comes to taking care of your teeth, it is always best to try and take care of your smile.
A great smile gives you confidence makes a good first impression and increases your overall attractiveness. Dental problems that go untreated can also affect your overall health. This means you should make your dental health a priority.
If you would like more information on dental health please contact us.